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Comparison · Thyroid panels

Best thyroid tests compared.

One in eight U.S. women will develop a thyroid condition in her lifetime, and the average diagnosis arrives years after symptoms begin. The four at-home thyroid tests below are the ones we would actually buy — and the reason a full panel beats TSH alone almost every time.

By Hannah Reilly, Heme Editorial Last reviewed: May 2026 11 min read
Affiliate disclosure. Heme has affiliate relationships with some of the providers reviewed. Editorial rankings are never paid placement. See our methodology.
The short version

If you only read one paragraph, read this.

If your concern is thyroid, the most informative single test is a full panel — TSH, free T3, free T4, reverse T3, and both thyroid antibodies (TPO and Tg) — not TSH alone. A TSH-only result can read normal in the early stages of autoimmune thyroid disease while antibodies are already climbing, which is why a woman with symptoms and a "normal" TSH is often told nothing is wrong when something measurable already is. Paloma Health ($89) and LetsGetChecked Thyroid Plus ($129) both deliver that full panel at home. Function Health includes the same markers as part of its 110-plus marker subscription. Everlywell ($149) is the most widely available, but its panel is narrower than the price suggests.

The catches with thyroid testing: biotin can interfere with the assay, time of day matters, and levothyroxine should be taken after the draw, not before. Worth discussing any flagged result with a qualified healthcare provider before changing dose or starting supplementation.

Editor's pick
Paloma Complete Thyroid
$89. Full panel (TSH, fT3, fT4, rT3, TPO, Tg) at home, built specifically for women and Hashimoto's.
Best for clinician support
LetsGetChecked Thyroid Plus
$129. Same core full panel as Paloma with a nurse follow-up call on flagged results.
Best for comprehensive
Function Health
$499/yr — thyroid included alongside 100+ markers with MD review and twice-yearly draws.

Thyroid tests, compared.

Scored on the same seven criteria as every Heme comparison. Editor's pick row is shaded.

Provider Markers Method Cost (2026) Clinician review Turnaround Insurance / HSA Transparency
Paloma Complete Thyroid 6 (TSH, fT3, fT4, rT3, TPO, Tg) Finger-prick $89 Optional add-on (MD visit) 5 – 7 days HSA/FSA yes High
LetsGetChecked Thyroid Plus 5 (TSH, fT3, fT4, TPO, Tg) Finger-prick $129 Nurse follow-up on flags 5 – 7 days HSA/FSA yes High
Function Health (full panel) Thyroid + 100+ others Venous draw · Quest $499 / year MD review on all results 7 – 10 days HSA/FSA yes High
Everlywell Thyroid Test 3 (TSH, fT3, fT4) + TPO Finger-prick $149 Physician-reviewed result 5 – 7 days HSA/FSA yes Moderate

Four thyroid tests, four philosophies.

The right thyroid test depends on whether you want a focused panel, a clinician on the other end, or thyroid as part of a broader picture. Below: what each one does well and where it falls short.

Paloma Health Complete Thyroid, reviewed.

Editor's pick · Full panel
Price$89
FormatFinger-prick at home
MarkersTSH, fT3, fT4, rT3, TPO, Tg
Heme Score91 / 100

Paloma Health is the most thyroid-literate consumer brand in the U.S. — the company was built around Hashimoto's care and treats the thyroid panel as a serious clinical tool rather than a marketing checkbox. The $89 Complete Thyroid Test covers six markers: TSH, free T3, free T4, reverse T3, and both antibodies (TPO and Tg). That is the panel an endocrinologist would order on a first visit, delivered through a finger-prick kit at home and processed at a CLIA-certified partner lab.

What we like: this is the only at-home test that takes reverse T3 seriously. Reverse T3 is the inactive form of T3 — a high value can suggest your body is converting active hormone into the inactive pathway under stress, low-calorie dieting, or chronic illness. Most consumer panels skip it. Paloma includes it by default, and the result PDF explains the ratio in plain English. The dashboard also tracks markers over time, which matters in autoimmune disease where the trend is more useful than any single number.

What we do not like: the included interpretation is light unless you pay extra. The result PDF is well-formatted but does not replace a clinician conversation. Paloma offers an optional video visit with one of their thyroid-focused MDs for around $99 — worth doing if anything comes back flagged, but it is a separate purchase. Finger-prick collection is also imperfect for women with small veins, though Paloma reships failed kits at no charge.

Best for: women with thyroid symptoms (fatigue, hair shedding, cold intolerance, weight changes, brain fog), anyone with a family history of Hashimoto's or Graves', women already managing a thyroid condition who want a between-appointments check. Worth discussing flagged results with a qualified healthcare provider before adjusting any medication.

LetsGetChecked Thyroid Plus, reviewed.

Best for clinician support
Price$129
FormatFinger-prick at home
MarkersTSH, fT3, fT4, TPO, Tg
Heme Score89 / 100

LetsGetChecked's Thyroid Plus panel covers five core thyroid markers — TSH, free T3, free T4, and both antibodies — at $129 with a finger-prick kit shipped to your door. The panel itself is one marker narrower than Paloma's (no reverse T3) but the structural advantage here is the included clinician follow-up: if anything comes back flagged, a LetsGetChecked nurse calls within 24 hours to walk through what the result means and what reasonable next steps look like.

What we like: the nurse call is genuinely useful for a first-time thyroid panel. Reading a TSH of 4.8 alongside a positive TPO antibody is not intuitive — a brief clinician conversation translates that into "this looks like early autoimmune thyroid disease and is worth a full workup with your primary care doctor" in a way no PDF can. The result lands in five to seven days and the dashboard tracks results across time.

What we do not like: no reverse T3 and a $40 premium over Paloma. If reverse T3 matters to you (chronic stress, restricted eating, fatigue with normal TSH), Paloma is the more complete panel. LetsGetChecked also asks you to fast for 12 hours before the draw — fine in principle, but easier to mess up than the no-fast Paloma protocol.

Best for: first-time thyroid testers who want a clinician on the other end, women already symptomatic who want a guided conversation about results. Worth discussing flagged results with the clinician who manages your care before changing anything.

Function Health (thyroid panel), reviewed.

Best for comprehensive
Price$499 / year (all-in)
FormatVenous draw, 2× per year
MarkersThyroid panel + 100+ others
Heme Score92 / 100 (thyroid context)

Function Health includes a full thyroid panel — TSH, free T3, free T4, reverse T3, TPO antibodies, Tg antibodies — as part of its broader 110-plus marker comprehensive subscription. You will pay materially more than the Paloma or LetsGetChecked single-purchase panels, but you also get an MD review on every result, two annual venous draws, and thyroid context against inflammation markers, iron, vitamin D, and sex hormones — all of which interact with thyroid function in ways a standalone panel cannot show.

What we like: this is the only at-home product that reads thyroid in clinical context. A borderline-low free T3 alongside a low ferritin and a depleted vitamin D reads very differently than the same free T3 in the absence of those deficiencies — and the Function MD review flags the pattern without prompting. The venous draw also removes the finger-prick collection variance that occasionally affects fT3 and fT4 readings.

What we do not like: this is overkill if thyroid is your only question. If you want a thyroid panel and nothing else, Paloma or LetsGetChecked will answer it for one-quarter the annual price. The subscription model is also a real commitment — the value of Function compounds across multiple draws and multiple markers, not in a single thyroid snapshot.

Best for: women who want trending thyroid data alongside a comprehensive picture, anyone with a known thyroid condition managing dose alongside iron, vitamin D, and sex hormones. Discuss flagged results with a qualified healthcare provider, particularly if you are on thyroid replacement.

Everlywell Thyroid Test, reviewed.

Most widely available
Price$149
FormatFinger-prick at home
MarkersTSH, fT3, fT4, TPO
Heme Score84 / 100

Everlywell's Thyroid Test is the most widely distributed at-home thyroid panel in the U.S. — available at Target, on Amazon, and via Everlywell directly — at $149 for TSH, free T3, free T4, and TPO antibodies. The kit is well-designed, the dashboard is clean, and the result is reviewed by a physician before being released. For a reader who already shops Everlywell or wants something they can buy in person, the experience is the smoothest of the four reviewed here.

What we like: distribution and onboarding are unusually good. The kit instructions are unambiguous, the collection device is the easiest finger-prick of the four tested, and result PDFs land with a physician sign-off attached. For a first-time at-home tester nervous about doing it wrong, Everlywell removes the most friction.

What we do not like: the panel is narrower than the price suggests. No thyroglobulin antibody (Tg) means the panel cannot rule out the second of the two Hashimoto's-associated antibodies. No reverse T3 means stress-pattern conversion issues will not show. At $149, the same money plus $20 buys the more complete Paloma + Paloma video visit combo, and $20 less buys Paloma alone. Worth knowing what you are paying the premium for.

Best for: readers who want a thyroid panel they can buy at Target tonight, women who already use Everlywell for other tests and want the dashboard in one place. Speak with a qualified healthcare provider about any flagged result, and consider a fuller panel if symptoms persist.

What to look for, before you buy.

A full panel beats TSH alone

TSH is the standard screen, but it can read normal in the early stages of autoimmune thyroid disease while antibodies are already elevated. If you have symptoms (fatigue, hair shedding, cold intolerance, brain fog), a full panel — TSH, free T3, free T4, and both antibodies — is the more informative buy.

Antibodies matter for diagnosis

Thyroid peroxidase (TPO) and thyroglobulin (Tg) antibodies are the screening markers for Hashimoto's, the most common cause of hypothyroidism in U.S. women. A positive antibody with a still-normal TSH is the earliest detectable signal of autoimmune thyroid disease and worth discussing with a clinician.

Biotin can skew the result

Biotin (in hair, skin, and nail supplements at high doses) can interfere with the immunoassay used by most labs and produce falsely low or falsely high readings for TSH, fT3, and fT4. Worth pausing biotin for 48 to 72 hours before any thyroid draw — and disclosing it to your clinician if you are on a high-dose supplement.

Test in the morning

TSH follows a diurnal rhythm — highest in the early morning and lowest in the late afternoon. A morning draw (ideally before 10 a.m.) captures the cleaner reading and the one most consistent with the reference range. Cycle timing does not meaningfully matter for thyroid hormones.

Take medication after the draw

If you are on levothyroxine, liothyronine, or NDT, take the dose after the blood draw, not before. Free T4 in particular can spike for hours after a dose and produce a misleadingly high reading. Worth confirming the right timing with the clinician who manages your prescription.

Trend matters more than any single number

Thyroid function moves slowly. A single in-range TSH is less informative than two draws six months apart that show the direction. If you are starting or adjusting thyroid replacement, plan a baseline and a follow-up at six to eight weeks — that is when the new dose has reached steady state.

How we chose, and how we score.

Read the Heme methodology →

Common questions, answered.

What is the best at-home thyroid test for women?

For a focused full thyroid panel built specifically for women — TSH, free T3, free T4, reverse T3, and both thyroid antibodies (TPO and Tg) — Paloma Health's Complete Thyroid Test ($89) is our pick. LetsGetChecked Thyroid Plus ($129) covers the same core markers with included clinician follow-up. Function Health is the broader buy if you want thyroid alongside 100-plus other markers.

Is TSH alone enough to assess my thyroid?

For screening in someone without symptoms, TSH alone is the standard. For a woman with fatigue, hair shedding, cold intolerance, weight changes, brain fog, or a family history of thyroid disease, a full panel (TSH, free T3, free T4, TPO and Tg antibodies) gives a meaningfully more complete picture. TSH can read normal in the early stages of autoimmune thyroid disease while antibodies are already elevated.

Does cycle timing matter for thyroid testing?

Cycle timing does not meaningfully affect thyroid hormone levels, so you can test on any day of the cycle. What matters more is time of day — TSH is highest in the early morning and drops through the afternoon — and biotin intake, which can interfere with the immunoassay used by most labs and should ideally be paused for 48 to 72 hours before the draw.

When should I take my thyroid medication on test day?

If you are on levothyroxine or another thyroid hormone replacement, take it after the draw, not before. Free T4 in particular can spike for several hours after a dose and produce a misleadingly high reading. Worth discussing the right timing with the clinician who manages your prescription.

What thyroid antibodies should I test?

Thyroid peroxidase antibodies (TPO) and thyroglobulin antibodies (Tg) are the two markers used to screen for Hashimoto's thyroiditis, the most common cause of hypothyroidism in U.S. women. TSI (thyroid-stimulating immunoglobulin) screens for Graves' disease. A full panel typically includes both TPO and Tg; TSI is added when hyperthyroid symptoms are present.

Are at-home thyroid tests accurate?

When processed at a CLIA-certified lab, at-home thyroid tests can produce results comparable to a physician-ordered draw. Venous draws (Function Health) are slightly more reliable than finger-prick for free T3 and free T4; TSH and antibodies measure consistently on both formats. Biotin supplementation and time of day are larger sources of variance than the kit format itself.

Important

Educational only. Not medical advice. Heme is an editorial publication. Test results and the information on this page are educational and may inform a conversation with your clinician — they are not a diagnosis or a treatment recommendation. Pricing reflects publicly listed 2026 figures and can change without notice. Speak with a qualified healthcare provider about your individual situation.